Expense tracking that fits your life

See where your money goes—without the spreadsheet.

Spendly brings expenses, categories, and monthly budgets into one clear dashboard. Know in seconds if you're on track.

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Core features

Everything you need to stay on top of your money

Built for real-world budgets: categories, shared expenses, and months that don't always go as planned.

Log purchases with categories, tags, and notes. Filter by date or category to find anything instantly.

Set limits or targets per category. See at a glance where you're under or over for the month.

Slice by week, month, or custom ranges. Save favorites like "weekend spending" for one-tap access.

Each month starts fresh. We carry over context so it feels like a new beginning, not a spreadsheet cleanup.

See your patterns before they become problems

Your dashboard highlights what matters: recurring overspends, subscription creep, and lifestyle changes over time.

Trend lines per category with month-over-month change.
Insights like "Dining out grew 23% in 90 days" or "Commute spend dropped after going remote".
Export-ready summaries to share with a partner or advisor.

Built for what's next

Today Spendly is your expense coach. Tomorrow it's your money operating system.

All recurring charges in one view with renewal dates and "cancel by" reminders.

Project cashflow from your habits, upcoming bills, and planned life changes.

Natural language answers like "What changed about my spending this quarter?"

Shared dashboards for partners and small teams, plus premium tiers for power users.

Create your account today. Get expense tracking, categories, monthly budgets, and a clean dashboard—no credit card required.